If you were a Turo host in 2021, there’s a little-known IRS refund that could put thousands of dollars back in your pocket โ even if you already filed your taxes. Thanks to the Self-Employed Tax Credit (SETC) under the Families First Coronavirus Response Act (FFCRA) and the American Rescue Plan (ARPA), you may still be eligible to claim a retroactive refund from the IRS.
But time is running out โ the deadline to amend your 2021 tax return is April 2025.
What Is the Self-Employed Tax Credit?
During the pandemic, the federal government created tax credits to help self-employed individuals cover lost income due to:
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COVID-19 illness or quarantine
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Caring for someone with COVID-19
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School or daycare closures that kept you from working
If you hosted on Turo and filed a Schedule C or Schedule SE in 2021, you may qualify โ even if you didnโt know about this credit at the time.
How Much Could You Get?
The SETC allows you to claim:
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Up to $511/day for up to 10 days of personal sick leave
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Up to $200/day for up to 60 days of family leave
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A maximum refund of $32,200
Even better: this is a refundable credit, meaning the IRS can send you a cash refund, not just a tax deduction.
Does This Apply to Turo Hosts?
Absolutely โ if you reported your Turo income as self-employed income on your 2021 tax return. That means:
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You filed a 1040 with a Schedule C or Schedule SE
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You had net earnings from self-employment
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You were affected by COVID in a way that kept you from working
Many Turo hosts have no idea they qualify โ but they do.
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Donโt Leave Free Money on the Table
If you were a Turo host in 2021 and lost time or income due to COVID, this is your chance to claim what you’re owed โ before the April 2025 deadline.
Most people miss this opportunity simply because they donโt know it exists. Now that you do, take 5 minutes and see if you qualify. You could have thousands waiting for you.